Terms of Service

1. Acceptance of Terms

By accessing or using Vishnita.com, you agree to comply with and be bound by these Terms of Service. If you do not agree, please do not use the website.

2. Description of Service

Vishnita.com provides a platform for finance-related questions and answers, as well as user-generated blog content. Features include user accounts, profiles, content reporting, and the ability to purchase and use “Vishnita Points” for publishing articles.

3. User Accounts

  • Eligibility: Users must be at least 18 years old to create an account.
  • Account Security: Users are responsible for maintaining the confidentiality of their account credentials and for all activities under their account.
  • Account Termination: Vishnita reserves the right to terminate accounts for violations of our policies.

4. User Conduct

Users agree not to:

  • Post content that is unlawful, harmful, threatening, abusive, defamatory, or otherwise objectionable.
  • Engage in harassment or discriminatory behaviour.
  • Impersonate any person or entity or falsely state your affiliation with a person or entity.
  • Violate any local, state, national, or international law.

5. Content Submission

  • Ownership: Users retain ownership of the content they submit, but grant Vishnita a non-exclusive, royalty-free license to use, reproduce, and distribute the content.
  • Review and Removal: Vishnita reserves the right to review, modify, or remove content that violates our policies.

6. Vishnita Points

  • Users can publish their articles on the platform by spending “Vishnita Points”.
  • Users can buy “Vishnita Points” which are non-refundable.

7. Reporting and Enforcement

  • Users can report inappropriate content via the in-product reporting tool.
  • Vishnita will review reports and take appropriate action, which may include content removal or account termination.

8. Privacy

Use of the website is also governed by our Privacy Policy, which explains how we collect, use, and disclose information.

9. Disclaimer of Warranties

The services are provided “as is” and “as available” without any warranties of any kind. Vishnita does not guarantee the accuracy, completeness, or usefulness of any content.

10. Limitation of Liability

Vishnita will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site.

11. Changes to Terms

Vishnita reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website.

12. Governing Law

These Terms of Service are governed by the laws of the Indian jurisdiction in which Vishnita operates.

13. Contact Information

For any questions about these Terms of Service, please get in touch with us at contact@vishnita.com.

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