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Vishwas Bharadwaj
Vishwas Bharadwaj
Asked: 2 months ago2025-03-24T16:01:33+05:30 2025-03-24T16:01:33+05:30In: Credit Scores & Reports

What is a good credit score?

What is a good credit score?
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  1. Anamika
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    Anamika
    2025-03-24T16:01:36+05:30Added an answer about 2 months ago

    A good credit score typically falls within the range of 670 to 850 in most credit scoring models. Having a higher credit score indicates to lenders that you are more likely to manage credit responsibly and that you're a lower risk borrower.Here's a breakdown to give you an idea:- 300 to 579: Poor- 5Read more

    A good credit score typically falls within the range of 670 to 850 in most credit scoring models. Having a higher credit score indicates to lenders that you are more likely to manage credit responsibly and that you’re a lower risk borrower.

    Here’s a breakdown to give you an idea:

    – 300 to 579: Poor

    – 580 to 669: Fair

    – 670 to 739: Good

    – 740 to 799: Very Good

    – 800 to 850: Excellent

    Lenders use your credit score to determine whether to approve you for loans or credit cards and what interest rate to offer. A higher credit score can help you qualify for better rates and terms on loans, saving you money over time.

    To improve your credit score, focus on making on-time payments, keeping your credit card balances low, and limiting new credit inquiries.

    If you’d like to know more about how credit scores work or how to improve yours, feel free to ask more questions or share this info with others who might find it helpful!

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