VISHNITA is committed to protecting the privacy of its users and ensuring a transparent and secure online experience. This Cookies Policy explains how VISHNITA uses cookies and similar technologies on its website, vishnita.com. It aims to provide users with clear and comprehensive information about the types of cookies used, their purposes, and how users can manage their preferences. This policy is in accordance with relevant data protection regulations, including the Digital Personal Data Protection Act, 2023 (India), which emphasizes the importance of user consent and the right to control personal data.
Understanding Cookies: A Simple Explanation of What Cookies Are.
Cookies are small text files that websites send to a user’s browser and are stored on the user’s computer or mobile device when they visit a website . These files allow the website to remember information about the user’s visit, such as login details, language preferences, and browsing history, which can enhance the user’s experience by making future visits easier and the site more useful . Cookies enable websites to recognize users and recall their preferences over a period of time, so users do not have to keep re-entering the same information whenever they return to the site or navigate between different pages .
Cookies Used on VISHNITA:
- Session Cookies: These are temporary cookies that exist only for the duration of a user’s browsing session . They are automatically deleted from the user’s device once the web browser is closed . Session cookies are commonly used to link the actions of a user during a browser session, such as remembering items added to a shopping basket or maintaining a user’s logged-in status as they navigate the site .
- Persistent Cookies: Unlike session cookies, persistent cookies remain stored on a user’s device for a longer period, even after the browser is closed . Each persistent cookie has an expiration date set by the website, which determines how long the cookie will remain active . These cookies are used to remember information about the user’s preferences and choices when using a site, such as login details and language settings, and to track browsing behavior across different sessions .
- First-Party Cookies: First-party cookies are set directly by the VISHNITA website when a user visits vishnita.com . They are primarily used to enhance the user’s experience on the website by remembering preferences and settings. For instance, a first-party cookie might be used to remember a user’s preferred language or to keep them logged in as they browse different sections of the site .
- Third-Party Cookies: Third-party cookies are set by a domain other than vishnita.com and are often associated with embedded content or services from other websites, such as advertisers or analytics providers . These cookies can track users’ browsing habits across multiple websites and are commonly used for purposes like displaying relevant advertisements or collecting website analytics data . VISHNITA may use third-party cookies from Google Analytics to analyze website traffic and user behavior.
- Necessary/Essential Cookies: These cookies are essential for the operation of the VISHNITA website, enabling core functionalities such as user login and secure access to certain areas . Without these cookies, the website may not function correctly or provide the services users have requested. Essential cookies are often exempt from the requirement to obtain user consent under regulations like the GDPR because they are strictly necessary for providing a service requested by the user .
- Performance/Analytics Cookies: Performance or analytics cookies are used to collect information about how visitors use the VISHNITA website . This includes data on the number of visitors, the pages they visit, the time spent on each page, and the sources of website traffic. This information is aggregated and anonymous, helping VISHNITA to understand user behavior, measure the performance of the website, and make improvements to enhance the user experience . VISHNITA may use Google Analytics to analyze this data.
- Functionality/Preference Cookies: Functionality cookies enable the VISHNITA website to remember choices users make and provide enhanced, more personalized features . These cookies may remember a user’s language preference, login details, or other settings that customize their browsing experience. While not strictly necessary for the website to function, these cookies improve usability and provide a more tailored interaction .
- Targeting/Advertising Cookies (if used): Targeting cookies or advertising cookies may be used to deliver advertisements relevant to users’ interests based on their browsing activity across different websites . These cookies are often placed by third-party advertising networks and track users’ online behavior to help advertisers deliver more effective and personalized ads. VISHNITA will clearly disclose if it uses such cookies or works with advertising partners that do.
Purposes of Each Cookie Type:
The cookies used on the VISHNITA website serve various purposes aimed at enhancing user experience, ensuring website functionality, and providing insights into website performance. Session cookies are used to maintain the continuity of a user’s browsing session, for example, by remembering that a user has logged in as they navigate different pages. Persistent cookies, on the other hand, allow the website to recall a user’s preferences, such as their chosen language, for future visits, providing a more personalized experience. First-party cookies are essential for the core functionality of vishnita.com, ensuring features like account login and security operate correctly. Third-party cookies, such as those from Google Analytics, help VISHNITA analyze how users interact with the website, providing valuable data on popular content and user navigation patterns, which in turn informs website improvements. Necessary cookies are critical for the website’s basic operation, enabling users to access and use essential features. Performance cookies track user interactions to help VISHNITA understand and optimize the website’s speed and efficiency. Functionality cookies remember user-specific settings, making the browsing experience more convenient by eliminating the need to re-enter preferences. Targeting cookies, if used, would allow VISHNITA to deliver relevant advertisements to users based on their interests, potentially on other websites they visit.
Lifespan of Cookies:
The lifespan of cookies used on the VISHNITA website varies depending on the type of cookie. Session cookies are temporary and are deleted automatically once the user closes their browser . Persistent cookies have a longer lifespan, ranging from a few days to several months, as determined by the website . Third-party cookies also have varying durations, which are set by the respective third-party providers. Necessary cookies are often session-based or have a relatively short lifespan, aligning with their role in supporting the current browsing session or basic website functions. Performance and analytics cookies, such as those used by Google Analytics, are typically persistent and may last for a year or two to allow for comprehensive data analysis over time . Functionality and preference cookies can be either session-based or persistent, depending on the specific preference they are storing. Targeting and advertising cookies are often persistent, with their duration determined by the advertising platforms to enable tracking over multiple browsing sessions. Users can generally view the specific expiration date of each cookie stored by the VISHNITA website in their browser’s cookie settings.
Managing Your Cookie Preferences:
Users have the ability to manage their cookie preferences for the VISHNITA website through several methods. Upon visiting vishnita.com, users will typically encounter a cookie consent banner or pop-up that provides information about the website’s use of cookies and allows them to set their preferences [, S_S264]. This banner usually offers options to accept all cookies, reject non-essential cookies, or customize cookie settings. Additionally, users can control cookies at the browser level. Most popular web browsers, such as Google Chrome, Mozilla Firefox, Apple Safari, and Microsoft Edge, provide settings that allow users to view and change their cookie preferences . These settings enable users to allow or block cookies from all websites or specific sites, clear existing cookies, and manage how third-party cookies are handled.
In accordance with the Digital Personal Data Protection Act, 2023 (India), users have the right to withdraw their consent for non-essential cookies at any time . Users can typically withdraw their consent through the cookie consent banner or by contacting VISHNITA directly using the contact information provided in this policy . Upon receiving a withdrawal of consent, VISHNITA will cease processing non-essential cookies for that user. Furthermore, users may have the option to opt out of specific categories of non-essential cookies, such as performance or targeting cookies, through the customization options available in the cookie consent settings [, S_S264]. This granular control allows users to tailor their cookie preferences based on their individual privacy concerns.
Use of Cookies for Website Analytics:
VISHNITA utilizes cookies for website analytics purposes to better understand how users interact with the website and to improve its content and functionality. These analytics are gathered through tools such as Google Analytics, which uses cookies to collect information about website traffic, including the number of visitors, the pages they visit, the duration of their visit, and the paths they take through the site . The data collected through these cookies is generally aggregated and anonymized, meaning it does not directly identify individual users. By analyzing this information, VISHNITA can gain valuable insights into user behavior, identify popular financial topics, and optimize the website’s design and content to better meet the needs of its audience .
Third-Party Cookies and Their Policies:
The VISHNITA website may use third-party cookies from providers such as Google, which offers services like Google Analytics. These third-party providers may set cookies on users’ devices to enable their services. For instance, Google Analytics uses cookies to track website usage and provide reports to VISHNITA. Users can typically find information about these third-party cookies and their data processing practices by reviewing the privacy or cookie policies of the respective providers. Where available, VISHNITA will provide links to the cookie policies of these third-party providers to ensure users have access to comprehensive information about cookie usage on the website.
Essential Cookies and Their Functionality:
Essential cookies are vital for the basic operation of the VISHNITA website. These cookies enable users to navigate the site, log in to their accounts (if applicable), and access secure areas . They are also used for session management and to ensure the website functions consistently. For example, essential cookies might remember a user’s login credentials for the duration of their session or ensure that the website’s pages load correctly. Because these cookies are strictly necessary for the website to provide its services, they will be used regardless of whether a user provides explicit consent . Disabling these cookies may impair the website’s functionality and prevent users from accessing certain features.
Impact of Disabling Cookies:
Disabling certain categories of cookies can affect the functionality and user experience of the VISHNITA website. If a user disables session cookies, they may be logged out of their account, and their progress in multi-step processes, such as filling out forms, might not be saved. Disabling functionality cookies could result in a less personalized experience, as the website may not remember user preferences like language settings. While disabling performance or analytics cookies will not directly impact the website’s functionality, it will prevent VISHNITA from collecting anonymous data on user behavior, which helps in improving the website over time. If targeting or advertising cookies are disabled, users will still see advertisements, but they may be less relevant to their interests as their browsing activity will not be tracked for ad personalization purposes.
Updates to This Cookies Policy:
VISHNITA reserves the right to update this Cookies Policy at any time to reflect changes in technology, data protection laws, or our cookie practices. Users will be informed of any significant updates by posting the revised policy on the website with an updated effective date. It is recommended that users review this Cookies Policy periodically to stay informed about how VISHNITA uses cookies. By continuing to use the VISHNITA website after any changes to this Cookies Policy are posted, users signify their acceptance of the updated terms.
Contact Us:
If you have any questions or concerns about this Cookies Policy or the use of cookies on the VISHNITA website, please feel free to contact us. You can reach us by email at [insert email address here] or through the contact form available on our website at [insert link to contact form here]. We are committed to addressing any inquiries you may have in a timely and comprehensive manner.